What to Do After a Bicycle Accident in Florida

May 10, 2025 | By Hamblen Injury Law
What to Do After a Bicycle Accident in Florida

Whether you cycle to work, for exercise, or recreating, you’re exposed to sharing the road with motorists. Most bicycle accidents occur due to negligent actions by drivers, including speeding or reckless driving.

Victims of bicycle accidents can suffer severe and life-altering injuries, even at low-speed collisions. Florida laws allow an injured victim to pursue compensation from the at-fault party. A skilled Clearwater bicycle accident attorney can investigate the details of your crash and fight for a deserved compensation for your losses.

Schedule a Free Case Evaluation

Here’s what to do after a bicycle accident in Florida.

Seek Medical Attention

Bicycle Accident in Florida

After a bicycle accident, prioritize your health and well-being. Visit the nearest health facility for a comprehensive evaluation. While you may feel fine or your injuries seem minor, see a doctor immediately.

Here’s why:

Hidden Injuries

In some cases, injuries sustained in a bicycle accident may not be immediately apparent. Adrenaline and shock can mask symptoms, leading you to underestimate the severity of your injuries.

By seeking medical attention, you can have a doctor thoroughly examine you and identify hidden injuries that may worsen if left untreated.

Medical Documentation

Seeking medical attention establishes a paper trail that connects your injuries to the accident. Documentation from medical professionals provides irrefutable evidence of the extent of your injuries.

A bicycle accident attorney can rely on the medical record to pursue compensation from the at-fault party.

Diagnosis and Treatment

Even if your injuries seem minor, a medical professional can evaluate your condition accurately. They can diagnose underlying injuries, such as fractures, internal bleeding, or brain injuries.

Prompt treatment can prevent these injuries from worsening and promote faster healing.

Seeking timely medical attention after a bicycle accident protects your health and strengthens your legal case.  Insurance companies and opposing parties may try to argue that your injuries were not caused by the accident or that they are not as severe as claimed.

Medical records documenting your injuries provide solid evidence to support your claims and increase your chances of receiving fair compensation.

Peace of Mind

After a bicycle accident, emotions may run high, and you may experience anxiety or trauma. Seeking medical attention can provide reassurance and peace of mind. Knowing that you have received professional care and are on the path to recovery can alleviate some of the stress associated with the accident.

Follow your doctor’s advice, attend follow-up appointments, and carefully document your injuries, medical expenses, and related damages. By taking these steps, you protect your health, legal rights, and overall well-being.

If you or a loved one has suffered an injury in a bicycle accident in Clearwater, Florida, contact a skilled attorney who can guide you on how to document your injuries effectively.

Report the Bicycle Accident to the Police

When you’re involved in a bicycle accident, report the incident to the local police department. Informing the police about the crash can protect your rights as an injured victim and facilitate a smooth claim process.

Here’s why you should inform the police about your case:

Establish an Official Record

police accident report

Reporting the accident to the police creates an official record of the incident. A bicycle accident attorney can rely on the report to determine liability or use it as evidence in your case. It also provides a factual account of what happened, with details such as date, time, location, and any witnesses present.

A police accident report can significantly strengthen your position when negotiating with an insurance provider.

Identify Negligent Parties

In many instances, bicycle accidents result from the negligence of another party, such as a careless driver or poorly maintained road conditions. Reporting the accident to the police allows them to investigate and gather evidence to determine liability.

Police investigation can help identify the negligent party, whether it’s a reckless driver, a defective bicycle part, or a hazard in the roadway. The findings of a police investigation can form a basis for legal action to recover compensation for your injuries and losses.

When you report a bicycle accident to the police, you’re a step closer to protecting your rights and ensuring a fair outcome. Remember to provide accurate and detailed information about the incident when speaking with the police.

Most importantly, obtain a copy of the police report for your records and share it with your attorney when seeking legal representation.

Gather as much information as possible after a bicycle accident in Florida to support your potential personal injury claim. This information is the foundation for building a strong case and ensuring you receive the compensation you deserve.

Here are the key pieces of information you should gather:

  • Get the names, phone numbers, and addresses of all parties involved in the accident, including drivers, witnesses, and anyone else who can provide relevant information.
  • Obtain the driver’s insurance company name, policy number, and contact information.
  • Request a copy of the police report. This document will contain important details about the accident, including the officer’s observations, citations issued, and statements from involved parties.
  • Take photos and videos of the accident scene, your injuries, and any damage to your bicycle or personal property.
  • Keep detailed records of all medical treatment received due to the accident. This includes hospital visits, doctor consultations, diagnostic tests, medications, and rehabilitation therapies.

Inform Your Insurance Provider About the Collision

After a bicycle accident in Florida, you should also inform your insurance provider about the crash. Irrespective of the at-fault party, notify your insurance provider about the crash. Many insurance policies require you to promptly report any accidents or incidents, regardless of who is at fault.

Contacting your insurance provider allows them to begin the claims process and start gathering any necessary information. They may ask you for details about the accident, such as the date, location, and injuries sustained.

Exercise caution when dealing with your insurance company without legal representation.

While they may initially seem helpful and understanding, insurance adjusters are trained to minimize their financial liability. This means they may try to settle your claim quickly and for a lower amount than you deserve.

Having an experienced bicycle accident attorney on your side can be invaluable when communicating with your insurance provider. A bicycle accident lawyer can review your insurance policy, protect your rights, and negotiate with the insurance company on your behalf.

They will also ensure you receive fair compensation that covers your injury-related losses.

Consult an Experienced Bicycle Accident Attorney

If you’ve been involved in a bicycle accident in Florida, take the necessary steps to protect your rights and ensure you receive the compensation you deserve. Working with a bicycle accident attorney can lead to a more positive outcome.

A bicycle accident lawyer can benefit your case in the following ways:

Legal Knowledge and Experience

A bicycle accident attorney has the relevant knowledge and experience to handle your injury claim. They also understand the specific laws and regulations governing bicycle accidents in Florida and how to build a strong case on your behalf.

When you work with a bicycle accident lawyer, you can tap into their skills, increasing your chances of a favorable outcome.

Investigation and Evidence Gathering

Although you have a right to compensation as an injured victim, you must demonstrate fault by the defendant. A skilled bicycle accident lawyer will thoroughly investigate the accident, collecting evidence such as police reports, witness statements, medical records, and accident reconstruction analysis.

A bicycle accident lawyer relies on evidence to establish liability and prove the extent of your injuries. They understand the required proof, how to obtain it, and how to protect your interest in the claim.

Negotiation With Insurance Companies

Dealing with insurance companies can be overwhelming and intimidating, especially when you’re trying to recover from your injuries. You can hire a bicycle accident attorney to alleviate this burden by handling the negotiation process on your behalf.

A bicycle accident attorney is a skilled negotiator who can advocate for your rights and maximize your compensation. They will ensure that any settlement offer considers your current and future losses.

Representation in Court

While many personal injury cases are resolved through negotiation and settlement, some may require litigation. A bicycle accident lawyer can hold your hand if your case goes to trial.

They will represent your interests in court, presenting a compelling case to the judge and jury. A bicycle accident lawyer understands courtroom procedures and how to present evidence and make arguments that support your claim.

A bicycle accident attorney can also take advantage of any negotiation opportunity instead of going to a full trial.

Damages in a Bicycle Accident 

Besides physical injuries and pain, you may also be facing financial burdens as a result of the accident. You should understand the different types of damages that you may be entitled to so you are adequately compensated for your losses.

Here’s a closer look at the various damages that can arise from a bicycle accident:

Medical Expenses

You’ll incur medical expenses as you recover from the physical injuries associated with the bicycle accident.

Here’s a list of medical expenses associated with a bicycle accident:

  • Medication
  • Physicians bill
  • Diagnostic tests
  • Ambulance fees
  • Emergency room charges
  • Surgical costs
  • Ongoing rehabilitation


A bicycle accident lawyer can help you document the medical expenses so you’re fully compensated for your losses.

Loss of Income

You may take time off work to recover if injured in a bicycle accident. This loss of income can have a significant impact on your financial stability. Whether it’s a few days, weeks, or even months, your injury can affect your ability to meet financial obligations.

You may receive compensation for reduced earning capacity if your injuries prevent you from returning to work in the same capacity as before the accident.

A bicycle accident lawyer can use pay stubs, a work schedule, a letter from your employer, or employment contracts to prove your lost income.

Out-of-Pocket Expenses

You can claim compensation for out-of-pocket expenses that arise from a bicycle accident. These can include transportation costs to and from medical appointments, expenses related to home modifications or mobility devices, and the cost of hiring someone to help with your daily activities while you recover.

Pain and Suffering

There are damages related to the physical and emotional pain and suffering you may experience due to the accident. This can include physical pain, emotional distress, mental anguish, and a reduced quality of life.

A bicycle accident attorney can demonstrate the pain and suffering associated with your injury and fight on your behalf for compensation.

Emotional Anguish

A bicycle accident can have a lasting impact on your mental and emotional well-being. You may experience anxiety, depression, fear, or even post-traumatic stress disorder (PTSD) as a result of the accident.

These emotional damages are just as valid as physical injuries and should be included in your claim for compensation.

Loss of Companionship

If the bicycle accident resulted in the loss of a loved one, you can claim for loss of companionship. This compensation is for losing a spouse, partner, or family member and the emotional support and companionship they provide.

Punitive Damages

A judge or jury may award you punitive and compensatory damages. These damages are intended to punish the at-fault party for their actions. They also act as a deterrent to prevent the defendant and others from engaging in similar conduct that contributed to the injury.

Chris Hamblen

If you or a loved one has suffered an injury from a bicycle accident, your quality of life is likely to worsen, at least while you are recovering.  Sometimes, the injuries have life-long repercussions. You’ll have to cope with mounting medical bills, pain, and the inability to participate in your favorite activities.

While you’re entitled to compensation, you must prove negligent actions by the at-fault party. The insurer provider will likely make a low settlement offer that doesn’t cover your losses. A Clearwater personal injury attorney can advocate for your rights in the case.

Contact a Florida bicycle accident lawyer for legal support in your pursuit of compensation.